Privacy Policy for PaysOut - Payment Tracker and SoundBox


Effective date: 4th May 2026
Last updated: 4th May 2026
Developer / Publisher: Arthakosha
Contact: bhavani.an.basavani@gmail.com

This Privacy Policy explains how PaysOut - Payment Tracker and SoundBox (“App”, “we”, “our”, “us”) collects, uses, stores, and shares data when you use the Android app.

By using the App, you agree to this Privacy Policy.

1) What the App Does

PaysOut helps users track payment notifications from supported apps (for example banks, UPI, and messaging notifications), show payment history/analytics, and optionally share selected payment data with trusted contacts through the “Circles” feature.

2) Data We Collect

A) Notification Data (when you enable Notification Access)

When you grant Notification Listener access, the App can read notification content from other apps, including:

  • app/package name
  • notification title
  • notification text / expanded text

This is used to detect and parse payment events.

B) Parsed Payment Data

From notification content, the App may derive and store:

  • amount
  • currency
  • direction (incoming/outgoing)
  • counterparty name (if detected)
  • mode/type (e.g., UPI, bank, card)
  • timestamp
  • reference/transaction identifier (if available)

C) Account & Circles Data (if you use Circles)

If you sign in and use Circles, we may process:

  • your sign-in identity (for example email/account identifier)
  • circle membership/invites
  • selected payment details you choose to share with circle members

D) Device/App Data

  • app settings and preferences
  • basic diagnostics/logging needed for reliability and fraud/abuse prevention

E) Advertising Data

If ads are enabled in your app version, ad partners may process ad-related identifiers and telemetry according to their own policies.

3) What We Do Not Collect or Store in Production

In production releases, raw notification text is not stored as transaction history after parsing.
(Development/debug builds may have additional diagnostics for testing only, not intended for public production use.)

4) Why We Process Data

We process data to:

  • detect payment notifications
  • show transaction history and analytics
  • provide user-selected sharing through Circles
  • maintain security, prevent abuse, and improve reliability
  • provide ads 

5) Permissions We Request and Why

Notification Access (Notification Listener Service)

Used to read notification content necessary to detect payment alerts and extract transaction details.

Post Notifications

Used to show app status and operational notifications.

Internet

Used for cloud sync/share features, sign-in, and app services.

6) Sharing of Data

We do not sell personal data.

We may share data only in the following cases:

  1. With your consent / action
    If you join Circles, selected payment details are shared with circle members you invite/accept.

  2. Service providers / processors
    We use third-party infrastructure (for example Firebase/Google services) to operate app functionality such as authentication, messaging, and storage.

  3. Safety and abuse prevention
    To detect, prevent, or address fraud, security, or technical issues.

7) Data Retention

  • Local transaction and settings data is retained on your device until you delete it from within the App or uninstall the App.
  • Circles/shared data is retained as needed to operate sharing features unless deleted according to app controls and backend retention rules.
  • Minimal operational logs may be retained for security and reliability for a limited period.

8) User Controls and Choices

You can:

  • disable Notification Access anytime in Android settings
  • disable specific app features in App settings
  • delete local app data using in-app controls (“Delete all data”, where available)
  • uninstall the app to remove local data

9) Data Security

We use reasonable technical safeguards to protect data, including encryption in transit where supported by service providers.

10) Children’s Privacy

The App is not directed to children under 13 (or equivalent minimum age in your region).
We do not knowingly collect personal data from children. If you believe a child provided personal data, contact us at our email and we will take appropriate action.

11) International Transfers

Your data may be processed in countries other than your own where our service providers operate. We take steps to protect data in line with applicable laws.

12) Third-Party Services

The App may use third-party services, such as:

  • Google Play Services
  • Firebase services (such as Authentication, Messaging, Firestore/Database, Analytics/Crash reporting if enabled)
  • Google AdMob 

These services have their own privacy policies and may process data independently.

13) Google Play Data Safety

Our Google Play Data Safety disclosures are intended to reflect how this App collects, processes, and shares data. If anything in this policy appears inconsistent, the stricter interpretation should apply, and we will update disclosures/policy as needed.


15) Changes to This Privacy Policy

We may update this Privacy Policy from time to time.
Material updates will be posted with a new “Last updated” date. Continued use after updates means you accept the revised policy.

16) Contact Us

For questions, requests, or complaints about this Privacy Policy or your data:

Arthakosha
Email: bhavani.an.basavani@gmail.com


Comments

Post a Comment